Terms of Use

Welcome to JLF Advisory. By accessing or using our website and services, you agree to comply with and be bound by the following Terms of Use.

Please read them carefully.

1. Acceptance of Terms
By using JLF Advisory’s website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, as well as our Privacy Policy.

If you do not agree with these terms, please do not use our services.

2. Use of Services
You agree to use our services only for lawful purposes and in a manner consistent with all applicable laws and regulations. You shall not misuse the website, engage in any fraudulent activities, or attempt to gain unauthorized access to our systems.

3. Intellectual Property
All content, including but not limited to text, graphics, logos, images, and software, is the property of JLF Advisory or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without prior written permission.

4. User-Generated Content
If you submit content, such as comments or feedback, you grant JLF Advisory a non-exclusive, royalty-free, perpetual license to use, modify, and distribute such content in connection with the operation of our services.

5. Disclaimer of Warranties
Our services are provided “as is” and “as available” without warranties of any kind, either express or implied. JLF Advisory does not guarantee the accuracy, completeness, or reliability of any information provided.

6. Limitation of Liability
To the maximum extent permitted by law, JLF Advisory shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services.

7. Indemnification
You agree to indemnify and hold harmless JLF Advisory and its affiliates from any claims, damages, liabilities, costs, or expenses arising out of your violation of these Terms or your misuse of the services.

8. Modification of Terms
JLF Advisory reserves the right to modify these Terms of Use at any time without prior notice. Continued use of the services after changes constitutes your acceptance of the revised terms.

9. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law principles.

10. Contact Information
For questions or concerns regarding these Terms of Use, please contact JLF Advisory directly.

Effective Date: 08/03/2025